You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on.
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Category: <span>Move-Up Buyers</span>
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![Where Will You Go After You Sell Your House? [INFOGRAPHIC] | Simplifying The Market](https://files.simplifyingthemarket.com/wp-content/uploads/2023/03/02130847/Where-Will-You-Go-After-You-Sell-Your-House-MEM.png)
After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too may be wondering if now’s the right time to buy or if you should hold off on your search until rates come back down.
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One of the many reasons to buy a home is that it’s a major way to build wealth and gain financial stability. According to Freddie Mac:
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![The Spring Housing Market Could Be a Sweet Spot for Sellers [INFOGRAPHIC] | Simplifying The Market](https://files.simplifyingthemarket.com/wp-content/uploads/2023/02/16105224/The-Spring-Housing-Market-Could-Be-A-Sweet-Spot-For-Sellers-MEM.png)
[:en]No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours.
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Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for.
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